News from USA Today:

Most people don’t give much thought to their homeowners insurance policy unless a tree punches a hole in their roof or they come home from vacation to find that the basement has been transformed into an indoor swimming pool.

By Charlie Riedel, AP

Phillip Law frames a wall as he helps rebuild a destroyed beauty salon in Joplin, Mo., on May 26.

But if your homeowners insurance claims have been limited to those types of calamities, count yourself among the fortunate. Thousands of families in Joplin, Tuscaloosa and other tornado-stricken communities have seen their homes flattened and the contents destroyed. And sadly, many of these homeowners will soon discover that their insurance won’t cover all of their rebuilding costs.

The good news is that typical homeowners insurance c……….. continues on USA Today.
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