News from Chicago Daily Herald:

“Insurance is for pessimists” seems to be the attitude of many people planning a vacation overseas.

No one wants to dwell on the mishaps that might land you in a foreign hospital or, worse, require an emergency air evacuation from your dream vacation.

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Travel insurance is worth considering, however. For a relatively modest outlay, you can buy coverage that protects you if you have to cancel before or during your trip because you, your traveling companions or even a family member not traveling with you becomes ill and requires care. (These policies also cover cancellations for non-health-related reasons, such as a weather-caused flight delay that makes you miss a cruise launch.)

The policies cover prepaid, nonrefundable trip expenses that an airline, hotel, cruise line or other travel vendor doesn’t refund if you must cancel. They typically also provide emergency medical/evacuation coverage in case you get seriously ill while traveling, and a hotline to English-speaking physicians and facili……….. continues on Chicago Daily Herald.

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