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By Adam Verwymeren

Published January 15, 2015

Before you sign off on your homeowners policy, make sure you know what’s being covered. Many policies fail to cover basic disasters, while other may offer extras that you didn’t know about. Here are six key questions to ask an agent to make sure a policy is right for you.

Which disasters are covered?

The number one reason people cough up their monthly premiums is to ensure that their homes are protected against major catastrophes. But in the eyes of your insurance policy, not all disasters are created equally. Many people find out too  late that they weren’t covered for earthquake damage, hurricanes or floods, which are rarely covered by a standard policy. Before you sign up f……….. continues on Fox News.

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