News from USA TODAY:

CHICAGO – It’s inevitable that something will be forgotten in the excitement of sending a child off to college.

Paul Chaplin, AP

The campus of Dickinson College in Carlisle, Pa.

Tuition bill paid?

Done.

Textbooks ordered?

Check.

Shopping completed?

Yep.

Insurance taken care of?

Oops.

Insurance needs are often overlooked in the last-minute scramble. But relying on existing coverage — or a lack of it — can end up costing families during the college years and perhaps beyond.

Parents don’t need to buy all kinds of additional insurance as they pack the kid off to college. But they had better at least r……….. continues on USA TODAY.

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